If your question isn't here, ask us directly. We don't bite and we don't upsell.
Property investors with small to medium portfolios — typically 2 to 20 properties — who want to understand their numbers properly without hiring an expensive finance director or signing up to a mentorship programme. If you've ever suspected you're overpaying for a service but weren't sure how to check, we can help.
No, and we're clear about that. Your accountant handles your tax returns, year-end accounts, and statutory compliance. We handle the bit in between — making sure you understand your numbers month to month, that your costs are reasonable, and that your business is structured sensibly. We work alongside your accountant, not instead of them. For anything that touches tax strategy or legal structuring, we'll always recommend you get a qualified professional to sign off.
We're not regulated by the FCA and we don't provide regulated financial advice. We provide operational consulting and cost analysis for property businesses. If you need mortgage advice, investment advice, or tax advice, we'll point you to the right qualified professional. What we do is help you understand whether the services you're paying for are delivering value — that's business consulting, not financial advice.
Between us, we bring eight years of running a business consultancy with a background in systems analysis and financial modelling, plus twelve years in institutional banking at Citi and Itaú. We're not ex-property gurus. We're people who look at numbers for a living and noticed that property investors are routinely being overcharged for services they often don't need.
Yes. Almost everything we do is analytical — reviewing documents, building financial models, and having calls. Property is local but the numbers are universal. We work with investors across the UK.
Send us a message through the contact form with a brief description of your portfolio and what you're looking for. We'll have a short initial call (free, no obligation, no sales pitch) to understand whether we can actually help. If we can, we'll agree scope and get started. If we can't, we'll tell you and suggest where to look instead.
Usually about a week from receiving your documents to delivering the report. The walkthrough is a one-hour call. Most clients tell us they've saved more than the fee within the first month of implementing the recommendations.
For a Portfolio Health Check: copies of all service contracts, recent invoices from management companies and other providers, your most recent company accounts (if held in a Ltd), and a rough overview of your portfolio (number of properties, types, rental income). We'll send you a simple checklist. It usually takes clients about 30 minutes to pull everything together.
No. The Health Check and Structure Review are both one-off engagements with a defined output. The Operations Support is monthly but has no minimum contract — you can stop any time. We'd rather you leave because you don't need us than stay because you feel locked in.
Not formally, but if you have one buy-to-let and a straightforward setup, you probably don't need us — and we'll tell you that. We're most useful when there are enough moving parts that things start to get missed or overpaid. In practice, that usually means 3+ properties or at least one HMO.
We scope every engagement individually based on your portfolio size and complexity — a six-property portfolio is different from a twenty-property one. We'll always give you a clear quote upfront before any work starts, and we'll tell you honestly if we don't think the cost is justified for your situation. No hidden fees, no tiered upsells.
It happens occasionally, and when it does we'll tell you straight — your setup is efficient, your costs are reasonable, here's a short report confirming that. There's value in the peace of mind, but we understand if that feels like an expensive confirmation. We've never had a Health Check client who didn't find at least one meaningful saving.
No. We have no referral agreements, affiliate relationships, or kickbacks with any management company, software provider, accountant, or anyone else. When we recommend an alternative provider, it's because we think they're better value. That's it.